How it works
You'll be send an SMS
to start the application
Apply online in minutes
with past approval
Pay later with up to
12 months interest-free
|Credit Limit||Up to $50,000*|
|Interest free period||up to 12 months|
Admin feeBased on your purchase amount and split across your repayments
|From $1,000 - $5,000||$49|
|From $5,001 - $10,000||$99|
|From $10,001 - $20,000||$199|
|From $20,001 - $299||$299|
|*Other fees and charges nay apply **Waived if your balance is less than $20|
To learn more speak to a team member
Frequently Asked Questions
To be eligible to apply for MoneyMe+ you need to be 18 years or older, employed and an Australian resident.
Your repayments are aligned with your income cycle so you don’t miss a payment (and avoid paying late fees!). Your first payment will most likely be debited on your first pay day after being approved.
Your MoneyMe+ account has a one-off admin fee that is split across your repayments and a recurring monthly fee (waived if your balance is less than $20). If you miss a payment, you may also be charged a late fee.
If you request a full refund from the merchant, your upcoming repayments will be cancelled. If you request a partial refund from the merchant, the refund amount will be deducted from your total outstanding balance and upcoming payments will be adjusted accordingly. Please note that your original MoneyMe+ admin fee is still payable when you request a refund.